Finally received records 6/25/2026

---------- Forwarded message ---------
From: Sokol, Leon J. <[1][email address]>
Date: Thu, Jun 25, 2026 at 12:27 PM
Subject: RE: [EXTERNAL]Re: OPRA request - most recent weekly report sent
to DOBI
To: Charlie Kratovil <[2][email address]>
Cc: Barbara Murphy <[3][email address]>

Hi Charlie, attached are the cash report and deficit schedule which are
the two last documents that were submitted by the JIF to DOBI. As we
 discussed, you agree that this satisfies your OPRA request. Hope you
enjoy the July 4 holiday. Leon

 

Leon J. Sokol
Partner
Cullen and Dykman LLP
433 Hackensack Avenue 12th. Floor
Hackensack, New Jersey 07601
T: 201.442.2710 | F: 201.488.6541
E: [4][email address]
Legal Assistant: Kimberly Wayts - T: 201-442-2741
ATTORNEY-CLIENT PRIVILEGED COMMUNICATION - DO NOT FORWARD OR COPY -
CONFIDENTIALITY NOTICE: The contents of this e-mail message and any
attachments are intended solely for the personal and confidential use of
the recipient(s) named above. This communication is intended to be and to
remain confidential and may be subject to applicable attorney/client
and/or work product privileges. If you are not the intended recipient of
this message, or if this message has been addressed to you in error,
please immediately alert the sender by reply e-mail and then delete this
message and its attachments.

 

From: Charlie Kratovil <[5][email address]>
Sent: Wednesday, June 24, 2026 3:56 PM
To: Sokol, Leon J. <[6][email address]>
Subject: Re: [EXTERNAL]Re: OPRA request - most recent weekly report sent
to DOBI

 

CAUTION: This email originated from outside your organization. Exercise
caution when opening attachments or clicking links, especially from
unknown senders.

Hello,

Confirming our conversation just now, I'll await the production of a
couple of documents that should resolve my outstanding request to the
MCMJIF.  I believe that you indicated I would receive them tomorrow.

Sincerely,
Charlie

 

On Tue, Jun 23, 2026 at 1:49 PM Sokol, Leon J. <[7][email address]>
wrote:

Charlie, please call me at 201 679 9994 to discuss your OPRA request.
Leon

 

From: Charlie Kratovil <[8][email address]>
Sent: Friday, May 22, 2026 9:48 AM
To: Sokol, Leon J. <[9][email address]>
Cc: Manuel J. Castaneda <[10][email address]>; Petra
N. Gaskins <[11][email address]>; Michael Drulis
<[12][email address]>; Brandon Goldberg
<[13][email address]>;
[14][email address]; John Anderson
<[15][email address]>; Glenn Fleming
<[16][email address]>; Rebecca Escobar
<[17][email address]>; Suzanne M. Sicora Ludwig
<[18][email address]>
Subject: Re: [EXTERNAL]Re: OPRA request - most recent weekly report sent
to DOBI

 

CAUTION: This email originated from outside your organization. Exercise
caution when opening attachments or clicking links, especially from
unknown senders.

Hi Mr. Sokol:

I accept your apology.  Which trial are you referring to?

 

What's the status of my OPRA request?  In all seriousness, who should I
bother about this unacceptable delay: DOBI?  DCA? 

Charlie

 

On Fri, May 15, 2026 at 4:47 PM Sokol, Leon J.
<[19][email address]> wrote:

Charlie, I've been tied up all week with the trial and thought I had
responded to you previously but as I cannot find it in my sent file I
am responding again. As you know the JIF Is involved in the process of
dissolution which must be approved by the department of banking and
insurance and the department of community affairs. The question is
whether communications with either department is subject to an OPRA
request. We are awaiting a response after which we will respond to
your request. My apologies for the delay. Leon

 

Leon J. Sokol
Partner
Cullen and Dykman LLP
433 Hackensack Avenue 12th. Floor
Hackensack, New Jersey 07601
T: 201.442.2710 | F: 201.488.6541
E: [20][email address]
Legal Assistant: Kimberly Wayts - T: 201-442-2741
ATTORNEY-CLIENT PRIVILEGED COMMUNICATION - DO NOT FORWARD OR COPY -
CONFIDENTIALITY NOTICE: The contents of this e-mail message and any
attachments are intended solely for the personal and confidential use
of the recipient(s) named above. This communication is intended to be
and to remain confidential and may be subject to applicable
attorney/client and/or work product privileges. If you are not the
intended recipient of this message, or if this message has been
addressed to you in error, please immediately alert the sender by
reply e-mail and then delete this message and its attachments.

 

From: Charlie Kratovil <[21][email address]>
Sent: Wednesday, May 13, 2026 2:58 PM
To: Sokol, Leon J. <[22][email address]>
Cc: Manuel J. Castaneda <[23][email address]>; Petra
N. Gaskins <[24][email address]>; Michael Drulis
<[25][email address]>; Brandon Goldberg
<[26][email address]>;
[27][email address]; John Anderson
<[28][email address]>; Glenn Fleming
<[29][email address]>; Rebecca Escobar
<[30][email address]>; Suzanne M. Sicora Ludwig
<[31][email address]>
Subject: Re: [EXTERNAL]Re: OPRA request - most recent weekly report
sent to DOBI

 

CAUTION: This email originated from outside your organization.
Exercise caution when opening attachments or clicking links,
especially from unknown senders.

Following up again.  Non-compliance with basic laws like OPRA is one
reason that I refer to the MCMJIF as a "disaster."

 

You are making it worse by not communicating any updates or a timeline
for compliance.  I shouldn't have to pressure my City Council and
Business Administrator to remind you of your obligation to respond to
OPRA requests, but here we are.

 

Charlie

 

On Mon, May 11, 2026 at 11:16 AM Charlie Kratovil
<[32][email address]> wrote:

Mr. Sokol,

I have not received responses to my emails sent April 30 and May 6. 
At what point must I litigate this matter with higher authorities?

Charlie

 

On Wed, May 6, 2026 at 5:50 PM Charlie Kratovil
<[33][email address]> wrote:

Mr. Sokol:

What is the status of your "investigation" into whether or not you
can release the record that I first requested more than three
months ago?

 

Charlie

On Thu, Apr 30, 2026, 6:48 PM Charlie Kratovil
<[34][email address]> wrote:

Mr Sokol.

 

It's been another week gone by and you still have not provided
the requested document, or any justification for withholding
it.  At what point should I complain to my State Senator?

Charlie

 

On Thu, Apr 23, 2026 at 3:50 PM Charlie Kratovil
<[35][email address]> wrote:

Mr Sokol:

As you should know, the OPRA requires entities like the MCMJIF
to provide a response within 7 business days. I also requested
confirmation of receipt when I submitted the OPRA request
(which sought only a single document) in February, and again
in March.   My repeated requests for confirmation of receipt
were, in fact, ignored.  It's been more than two months and
your email today (78 days after my initial request) is the
first reply I've received.   Simply put, this is unacceptable
and illegal.

Charlie

 

 

 

 

On Thu, Apr 23, 2026 at 11:51 AM Sokol, Leon J.
<[36][email address]> wrote:

Charlie, I have not been ignoring you. The question is
whether the documents you have requested are covered by OPRA
and this question is under investigation. As soon as it is
resolved I will respond to you.Leon

 

From: Charlie Kratovil <[37][email address]>
Sent: Wednesday, April 22, 2026 7:32 PM
To: Sokol, Leon J. <[38][email address]>
Cc: Manuel J. Castaneda
<[39][email address]>; Petra N. Gaskins
<[40][email address]>; Michael Drulis
<[41][email address]>; Brandon
Goldberg <[42][email address]>;
[43][email address]; John Anderson
<[44][email address]>; Glenn Fleming
<[45][email address]>; Rebecca Escobar
<[46][email address]>; Suzanne M. Sicora
Ludwig <[47][email address]>
Subject: [EXTERNAL]Re: OPRA request - most recent weekly
report sent to DOBI

 

CAUTION: This email originated from outside your
organization. Exercise caution when opening attachments or
clicking links, especially from unknown senders.

Mr. Sokol,

You never responded to my OPRA request from February...  I'm
following up for at least the fourth time.  If the MCMJIF is
unable to respond to a very simple OPRA request in a timely
fashion, I can completely understand why our city's Board of
Education complains publicly that it's "like pulling teeth"
to get the fund to pay out claims.

 

When can I expect a response to my request?  Is it true that
Mr. Drulis reached out to you regarding this unanswered
request?

 

Who else must I involve to get the MCMJIF to comply with the
state's public records law?  Perhaps my State Senator?

 

Charlie

 

On Thu, Apr 16, 2026 at 7:05 AM Charlie Kratovil
<[48][email address]> wrote:

Following up once again.  Mr. Sokol, please confirm you
have recieved my OPRA request.

 

When can I expect a response?

 

Charlie

 

On Wed, Mar 18, 2026, 11:19 AM Charlie Kratovil
<[49][email address]> wrote:

Dear Middlesex County Municipal Joint Insurance Fund,

I am re-sending this in case you did not receive it the
first time...

Please accept this electronic request for public records
made under OPRA and the common law right of access. I am
not required to fill out an official form or use a
particular software platform to submit my request per
NJSA 47:1A-5(f), which states that an email from a
requestor including all of the information required on
the adopted form shall suffice in place of a completed
form as a valid government record request.

I HAVE NOT been convicted of any indictable offense
under the laws of New Jersey, any other state, or the
United States.

I WILL NOT use the requested government records for a
commercial purpose.

I AM NOT seeking records in connection with a legal
proceeding.

Records requested:
a copy of the most recent weekly report submitted by
MCMJIF to the Dept. of Banking & Insurance

My preferred delivery method for response(s) to this
request is by E-mail as an attachment. Please confirm
you have received this request.

Yours faithfully,

Charlie Kratovil

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