Health benefits
Dear Harrison Township,
Please accept this electronic request for public records made under OPRA and the common law right of access. I am not required to fill out an official form or use a particular software platform to submit my request per NJSA 47:1A-5(f), which states that an email from a requestor including all of the information required on the adopted form shall suffice in place of a completed form as a valid government record request.
Open Public Records Act (OPRA) Request
Pursuant to the New Jersey Open Public Records Act (OPRA), N.J.S.A. 47:1A-1 et seq., I request copies of the following existing government records relating to the municipality's employee health insurance program.
Unless otherwise specified, this request is limited to records for the current plan year and the two (2) immediately preceding plan years.
Please provide the following records, to the extent they are maintained by the municipality or maintained on the municipality's behalf by its insurance carrier, broker, or third-party administrator:
Monthly health insurance premium invoices, billing statements, and premium registers.
Summary of Benefits and Coverage (SBC) documents for each health plan offered to employees.
Monthly or annual claims reports provided to the municipality, including paid claims reports, utilization reports, large claimant reports, high-cost claimant reports, stop-loss reimbursement reports, and claims summaries by category (medical, pharmacy, behavioral health), if maintained.
Monthly enrollment reports or census reports reflecting covered employees and dependents by coverage tier or plan.
Insurance renewal proposals, renewal notices, renewal rate summaries, actuarial reports, underwriting reports, and rate justification documents received from the carrier, broker, or consultant.
Current and prior health insurance plan documents, Summary Plan Descriptions (SPDs), administrative services agreements, and third-party administrator agreements.
Stop-loss or reinsurance policies, declarations, schedules, attachment point summaries, premium invoices, and reimbursement reports.
Correspondence, including emails and letters, between the municipality and its health insurance carrier, broker, consultant, or third-party administrator concerning:
premium increases;
renewal negotiations;
plan design changes;
open enrollment; or
employee health insurance renewals.
Monthly or quarterly reports provided by the carrier or third-party administrator, including loss ratio reports, trend reports, utilization reports, and cost-sharing summaries.
Broker of Record letters, Producer of Record letters, consulting agreements, commission disclosures, compensation disclosures, and fee agreements relating to the municipality's employee health insurance program.
I request that responsive records be provided electronically in their native electronic format whenever available (including PDF, Excel, or CSV). If records exist only in paper format, please advise before duplication.
If any responsive record is withheld or redacted, please identify the specific statutory exemption relied upon and provide all reasonably segregable non-exempt portions of the record pursuant to N.J.S.A. 47:1A-5(g).
If fulfillment of this request will exceed $25.00 in fees, please provide a written estimate before processing.
This request seeks existing identifiable government records only and does not request that the municipality create new records, perform research, answer questions, or compile information.
I certify that I haven't been convicted of an indictable offense, will not be used for commercial purpose and this isn't in connection of a legal proceeding.
My preferred delivery method for response(s) to this request is by E-mail as attachments. Please confirm you have received this request. If you are not the custodian of records, please forward my request to that person and provide their email address to me for future reference.
Thanks
les
Good morning Les. I am in receipt of your OPRA request and will need to
request an extension for the response. Please let me know if you have any
questions.
Thanks.
Julie
Julie Cundey
Julie Cundey, RMC/CMR
Municipal Clerk, Registrar of Vital Statistics
Harrison Township
114 Bridgeton Pike
Mullica Hill, NJ 08062
(856)478-4111 ext. 6110
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From: Les Nedman <[OPRA #92896 email]>
Sent: Monday, June 29, 2026 10:05 AM
To: Cundey, Julie <[Harrison Township request email]>
Subject: OPRA request - Health benefits
This is the first time you received an email from this sender
([OPRA #92896 email]). Exercise caution
when clicking links, opening attachments or taking further action, before
validating its authenticity.
Secured by Check Point
Dear Harrison Township,
Please accept this electronic request for public records made under OPRA
and the common law right of access. I am not required to fill out an
official form or use a particular software platform to submit my request
per NJSA 47:1A-5(f), which states that an email from a requestor including
all of the information required on the adopted form shall suffice in place
of a completed form as a valid government record request.
Open Public Records Act (OPRA) Request
Pursuant to the New Jersey Open Public Records Act (OPRA), N.J.S.A.
47:1A-1 et seq., I request copies of the following existing government
records relating to the municipality's employee health insurance program.
Unless otherwise specified, this request is limited to records for the
current plan year and the two (2) immediately preceding plan years.
Please provide the following records, to the extent they are maintained by
the municipality or maintained on the municipality's behalf by its
insurance carrier, broker, or third-party administrator:
Monthly health insurance premium invoices, billing statements, and premium
registers.
Summary of Benefits and Coverage (SBC) documents for each health plan
offered to employees.
Monthly or annual claims reports provided to the municipality, including
paid claims reports, utilization reports, large claimant reports,
high-cost claimant reports, stop-loss reimbursement reports, and claims
summaries by category (medical, pharmacy, behavioral health), if
maintained.
Monthly enrollment reports or census reports reflecting covered employees
and dependents by coverage tier or plan.
Insurance renewal proposals, renewal notices, renewal rate summaries,
actuarial reports, underwriting reports, and rate justification documents
received from the carrier, broker, or consultant.
Current and prior health insurance plan documents, Summary Plan
Descriptions (SPDs), administrative services agreements, and third-party
administrator agreements.
Stop-loss or reinsurance policies, declarations, schedules, attachment
point summaries, premium invoices, and reimbursement reports.
Correspondence, including emails and letters, between the municipality and
its health insurance carrier, broker, consultant, or third-party
administrator concerning:
premium increases;
renewal negotiations;
plan design changes;
open enrollment; or
employee health insurance renewals.
Monthly or quarterly reports provided by the carrier or third-party
administrator, including loss ratio reports, trend reports, utilization
reports, and cost-sharing summaries.
Broker of Record letters, Producer of Record letters, consulting
agreements, commission disclosures, compensation disclosures, and fee
agreements relating to the municipality's employee health insurance
program.
I request that responsive records be provided electronically in their
native electronic format whenever available (including PDF, Excel, or
CSV). If records exist only in paper format, please advise before
duplication.
If any responsive record is withheld or redacted, please identify the
specific statutory exemption relied upon and provide all reasonably
segregable non-exempt portions of the record pursuant to N.J.S.A.
47:1A-5(g).
If fulfillment of this request will exceed $25.00 in fees, please provide
a written estimate before processing.
This request seeks existing identifiable government records only and does
not request that the municipality create new records, perform research,
answer questions, or compile information.
I certify that I haven't been convicted of an indictable offense, will not
be used for commercial purpose and this isn't in connection of a legal
proceeding.
My preferred delivery method for response(s) to this request is by E-mail
as attachments. Please confirm you have received this request. If you are
not the custodian of records, please forward my request to that person and
provide their email address to me for future reference.
Thanks
les
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Please deliver records electronically via email to the below UNIQUE
address for all replies to this request:
[OPRA #92896 email]
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